Financial Accountant (Mid-Level) – P&C Insurance Accounting

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

We are seeking a talented Mid‑Level Financial Accountant to execute and advise on a wide range of accounting functions, including journal entries, account reconciliations, preparing financial results for internal and external reporting, supporting audits, and performing financial analysis to ensure accuracy, compliance, and strong financial controls. The ideal candidate brings experience in life insurance accounting and a background within a large insurance or financial services organization, along with hands‑on exposure to General Ledger, GAAP, and STAT accounting. Candidates with accounting audit experience, prior consulting experience, or a CPA designation will be highly competitive. We welcome applicants with U.S. military experience, whether through direct service or as a military spouse or domestic partner, as these backgrounds bring strong discipline, adaptability, and operational excellence well‑suited to this role.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL.

Relocation assistance is not available for this position.

What you'll do:

• Applies Generally Accepted Accounting Principles (GAAP) and Statutory Accounting Principles (STAT) and regulatory accounting treatment to complex accounting transactions and demonstrates and shares understanding of key implications.
• Prepares and communicates financial results and analysis to internal and external stakeholders.
• Performs in an accounting advisory capacity to operational business leaders on matters pertaining to business initiatives or strategies.
• Leads special projects and coordinates with key stakeholders to ensure timely completion.
• Collaborates and maintains strong relationships with business partners.
• Resolves issues and provides informed, proactive reporting and analysis to enable effective decision making.
• Develops and maintains processes, procedures and tools impacting financial accounting.
• Facilitates and reviews internal controls to ensure an effective and efficient financial system.
• Provides guidance and shares knowledge with team members.
• Participates and supports projects related to accounting systems, legal structures, new product launches and other initiatives, ensuring compliance with accounting and reporting standards.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree in Accounting, Finance, or related field; OR a Bachelor's degree in another field coupled with a Certified Public Accountant (CPA) designation; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree when coupled with a Certified Public Accountant (CPA) designation.
• 4 years of relevant work experience performing accounting functions including preparing and reviewing journal entries, account reconciliations and preparing financial results for internal and external purposes.
• Proficient knowledge and application of GAAP, STAT and regulatory accounting practices.
• Demonstrated ability to partner and communicate effectively with team members and stakeholders across CFO and the Enterprise.
• Proficient knowledge of data analysis techniques and statistical methodologies applied in finance or accounting.
• Proficient knowledge of relevant technical accounting and reporting disciplines.
• Proficient knowledge in Microsoft Excel with experience maintaining large accounting or financial data. 

What sets you apart:

• Experience in life insurance accounting
• Background in accounting within a large insurance or financial services organization
• Prior accounting audit experience
• Experience as an accounting consultant
• Certified Public Accountant (CPA) designation
• Hands‑on experience with General Ledger, GAAP, and STAT accounting
• U.S. military experience, either through military service or as a military spouse/domestic partner

Compensation range: The salary range for this position is: $69,920 - $133,620.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.