Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
We are looking for a Risk and Compliance Analyst II with experience in Physical Security, Corporate Investigations, or Identity and Access Management (IAM). This role will provide independent oversight within a risk and compliance framework, ensuring that operations meet regulatory requirements and USAA’s policies. The ideal candidate will demonstrate the ability to challenge and support business initiatives. A minimum of 2 years of experience in the financial services or insurance industry, or technical fields, is required for this position. Military affiliation through military service or a military spouse/domestic partner encouraged to apply.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL.
Relocation assistance is not available for this position.
What you'll do:
- Partners with key customers in the business to identify, assess, aggregate and detail operational and compliance risks and controls, including operational and compliance risks associated with new or modified products, services, distribution channels, laws, regulations, and third-party operations applying maturing knowledge.
- Applies maturing knowledge of the business, its products, and processes, to identify, work, and call out operational risk and compliance issues.
- Supports and supplies to the implementation of new risk and compliance policies, practices, and solutions to ensure multidisciplinary understanding and management of operational and compliance risks according to industry standard process.
- Captures information, analyzes data trends, and produces analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.
- Assists in the formulation of stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business partners.
- Supports processes that focus on improving strategies, tools, and methodologies to measure, monitor, and report on operational and compliance risks.
- Supplies in cross-functional teams to identify, assess, aggregate, and mitigate current and emerging risk.
- Supports and implements processes to measure, monitor, and report on operational and compliance risks.
What you have:
- Bachelor’s degree or 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.
- 2 years confirmed experience in the financial services or insurance industry or technical fields directly related to the role.
- Knowledge of risk and/or compliance management principles, tools, and applicable systems
- Awareness and ability to apply risk and compliance laws, regulations, and regulatory expectations.
- Ability to work with internal and external partners in a highly collaborative environment.
- Critical thinking and knowledge of data analysis tools and techniques.
- Experience identifying potential concerns and recommending effective solutions.
- Understanding of Microsoft Office products including Excel and PowerPoint.
What sets you apart:
- Two or more years’ experience in fraud prevention and/or detection, compliance, risk, legal, or audit within the financial services or insurance industry or technical fields directly related to the role.
- Risk and Compliance industry certification or designations (CRISC, CIAM, CIMP, CISA, CFE, or CAFS).
- Attention to detail, timeliness, communication and ability to connect with all levels.
- Ensures policies are up-to-date and align with industry standard processes, and regulatory requirements.
- Communicates policies to relevant partners.
- Experience in second or third line of defense function, business risks and controls
- Experience independently developing clear and concise written analysis and presenting conclusions / findings to senior management.
- Excellent verbal and written communication and interpersonal skills, with ability to present and critical issues and solutions to management.
- Strong understanding of risk principles.
- Monitors and reports on the efficiency of initiatives.
- US military experience through military service or a military spouse/domestic partner
Compensation range: The salary range for this position is: $63,590 - $121,530.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
