Sr. Auto Appraiser – VFIS/SE Region/Remote

Why USAA?

We are seeking a talented Senior level Auto Appraiser with experience handling virtual appraisals. This position will be worked on a remote basis.

The successful candidate must reside in one of the following states, AR, TN, MS, AL, GA, NC, SC or FL.

Summary
Within defined guidelines and framework responsible to investigate, evaluate and appraise vehicle damage claims for both repairable and total loss vehicles to ensure estimate accuracy in compliance with state laws and regulations. Accountable for delivering exceptional member service through setting appropriate expectations, proactive communications, advice, and empathy.

The Opportunity

What you’ll do:

Identify and manage existing and emerging risks that stem from business activities and the job role.

Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled.

Follow written risk and compliance policies, standards, and procedures for business activities.

With the use of digital tools, evaluate and appraise high complexity (total loss, total burn, theft recovered, heavy (non-drivable) auto claims in accordance with the terms and conditions of the contract, corporate guidelines and state laws and regulations. 

Investigate claim damages including communicating with the insured and third parties/vendors. May require face-to-face interactions with members and third parties.

Review facts of loss and vehicle damage to determine if subrogation opportunities exist and makes the appropriate, timely system referral. 

Demonstrate advanced knowledge of P&C insurance industry products, services, contracts, and internal processes/systems/procedures to ensure compliance.  

Review claims/suppliers for fraud indicators and refers to Special Investigative Unit for handling, if applicable.

Maintain accurate and current claim file documentation throughout the claims process for complex claims. Includes mapping of repair plan and timeline for repair.

Responsible for reviewing additional damages received from repair facilities to either complete a supplement or triage to field provider method of inspection.

May serve as a subject matter expert representative for disputed claims or trials. Serves as a resource to team members on escalated issues of a routine nature.

Partner with vendors and internal business partners to facilitate highest complexity claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.

Explain coverage, assists policyholders with information on repairs and describes the settlement process, setting appropriate expectations. Issues settlement amounts for damages claimed.

Support workload surges and/or Catastrophe Operations as needed which may involve volunteering for extended hours.  May serve as permanent member of the APD Catastrophe team.

What you have:

• High School Diploma or General Equivalency Diploma

• 2+ years of auto appraising experience

• Knowledge of P&C insurance policy contracts and coverages, auto parts distribution process and claim appraisal process and procedures

• Acquisition and maintenance of insurance adjuster license within 90 days and designated number of attempts

What set’s you apart:

• Current Adjuster’s license in SC, NC, FL or TX

• I-Car Platinum™ designation

What we offer

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $59,070 - $112,920.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Relocation assistance is not available for this position.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.