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Risk Analyst I - Bank Enterprise Risk Management

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Overview

With USAA, you can make a difference in the lives of our members. Among an inspiring team, you will develop quantitative and analytic models, assessments and applications. Through your deep experience in various disciplines, you will apply diverse methodologies to solve complex and undefined risk-related problems. Come build a meaningful career and work alongside leadership to drive USAA forward.

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Success Profile

What makes a successful Risk Analyst I - Bank Enterprise Risk Management at USAA? Review the top traits we’re looking for and see if you’re the right fit.

  • Consistent
  • Results driven
  • Focused
  • Detailed oriented
  • Problem solver
  • Strategic

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Here's what our people are saying

Jackie Galvin, Risk Analyst, Senior

The leadership team is committed to enabling employees to learn and grow. I am proud to work for a company that focuses so clearly on doing the right thing for our members and our employees. That commitment and drive is evident as we work together to ensure effective Risk Management throughout the lines of defense.

Jackie GalvinRisk Analyst, Senior

Zyn Nie, Director Quantitative Risk Management

USAA reminds me every day that while we take care of each other and those who count on us to serve them, we will absolutely be rewarded. We are truly blessed to work for such a great company, alongside all the amazing people who are diligently dedicated to fulfill our commitment to become a fully compliant company.

Zyn NieDirector Quantitative Risk Management

Ashley Morrison, Lead Risk Analyst

I love working at USAA. I feel empowered as a risk professional and I enjoy working alongside leaders who are passionate and mission focused.

Ashley Morrison Lead Risk Analyst

Benefits

  • Health Insurance

  • Maternity and Paternity Leave

  • Onsite Gym/ Fitness Center

  • Paid Time Off

  • Retirement Plan (With Match)

  • Health and Wellness Programs

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Our Culture

  • Diversity and inclusion — We work together to create an environment that welcomes diverse perspectives and talent.
  • Corporate responsibility — Our corporate responsibility programs share a common purpose of giving back to the military community.
  • Balance and wellness — Our benefits help you live your life to the fullest while balancing work and personal goals.
  • Educational opportunities — We foster a culture of learning, inspiring you to further develop your skill set and education.

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Risk Analyst I - Bank Enterprise Risk Management

Job ID R0036630

Purpose of Job

Provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate practices and processes. Assesses and mitigates enterprise and business un exposures through the identification of key and emerging risks and evaluates alignment with risk strategy and appetite. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans.

Job Requirements

ABOUT USAA

USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

In each of the past five years, we've been a top-40 Fortune 100 Best Companies to Work For®, and we've ranked among Victory Media's Top 10 Military Friendly® Employers for 13 years straight. We embrace a robust veteran workforce and encourage veterans and veteran spouses to apply.

ABOUT USAA RISK Management

USAA is a growing financial services company and the Risk Management function at USAA is an important part of this growth.  It is an exciting time at USAA and in our Risk Management organization.  We are a diversified team of Risk professionals, working across all lines of business across USAA operations (banking, insurance, investments) seeing the incredible growth first-hand. Working at USAA in Risk Management affords you the ability to be a part of USAA’s noble mission on a daily basis. We stand behind our 11 million members who rely on us every day.

See what it's like to work for a company where your passion meets our purpose:

USAA Careers

  • Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third party operations.
  • May present findings to various levels of leadership.
  • Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.
  • Contributes to the implementation of new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice.
  • Enhances strategies, tools, and methodologies to measure, monitor, and report risks.
  • Applies intermediate knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.
  • Effectively contributes in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.
  • Effectively contributes to projects that impact the organization.
  • Supports the formulation of stress test plans for a line of business or the enterprise including the evaluation of results, and framing of contingency plans in partnership with key business stakeholders.

Minimum Education & Experience

  • Bachelor's degree in Risk Management, Business, Finance, or a related field required.
  • 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.
  • 4 or more years risk management or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree/designation in Economics, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline relevant to risk management and 2 or more years work experience in a quantitative discipline relevant to risk management Or PhD in a quantitative discipline relevant to risk management.
  • Demonstrated knowledge of risk management principles, tools and applicable systems.
  • Strong problem solving abilities and research skills
  • Strong written and verbal communication skills
  • Ability to effectively work with both internal and external partners in a highly collaborative, matrixes environment
  • Demonstrated critical thinking skills and decision making abilities
  • Proactively identifies potential concerns and follows-up to resolve issues
  • Proficient knowledge of Microsoft Office products including Excel and PowerPoint.
  • Successful completion of a job-related assessment may be required.

Preferred Skills:

  • 2+ years banking experience, specifically in risk, compliance, or corporate governance
  • Ability to synthesize data from multiple sources and in various forms, draw insightful conclusions on the overall level of risk, and communicate findings to senior leadership in writing and verbally
  • Experience evaluating and testing adherence to a framework or standard
  • Working knowledge of Bank regulatory requirements
  • Demonstrated experience with risk reporting and aggregation
  • Experience performing risk assessments covering key risks and initiatives within a financial services company
  • Demonstrated experience in managing or evaluating multiple categories of risk (credit, interest rate, liquidity, market, operational, compliance, strategic, and reputation) and thorough understanding of consumer banking products
  • Ability to build reports and presentations
  • Project management experience

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

At USAA our employees enjoy one of the best benefits package in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs.  Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is notavailable for this position.

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